Improve cash flow with Accounts Receivable Financing

Running a business means managing cash flow — and sometimes waiting 30, 60, or even 90 days for customers to pay can slow you down.

Factoring (also known as accounts receivable financing) gives you access to the cash tied up in unpaid invoices, so you can focus on growth, not collections. 

• Improve cash flow immediately without taking on debt.
   
• Fund growth — buy inventory, pay suppliers, or take on new contracts.
   
• Reduce risk — factoring companies often handle credit checks and collections.
   
• Scalability — factoring grows with your business - the more you sell, the more you funds you can access

Factoring is ideal for businesses that:

• Sell to other businesses (B2B).
   
• Have solid customers but long payment terms.
   
• Are growing faster than cash flow allows.
   

Common industries include manufacturing, transportation, staffing, construction trades, and wholesale distribution.

1. You issue an invoice to your customer for goods or services provided.
    
2. You sell the invoice to a factoring company (the “factor”) at an agreed advance rate — typically 80–95% of the invoice value.
    
3. You receive the advance right away, improving your cash flow immediately.
    
4. The factor collects payment directly from your customer on the due date.
    
5. Once payment is received, the factor releases the remaining balance to you, minus a small factoring fee.
    

Factoring is not a loan — it’s the sale of an asset. That means no new debt on your balance sheet and no need for additional collateral. It’s flexible, scalable, and grows with your sales.
 

We work with companies of all sizes—startups, growing businesses, and established enterprises. Whether you need funds for growth or to smooth out fluctuations in cashflow.