Get factoring
when banks say no.

We're not a bank; we're a commercial finance broker. That means we have access to dozens of specialist lenders across five countries, not just the one set of products a single bank offers. When a deal is complex, time-sensitive, or doesn't fit a bank's standard credit box, we have options.

Most facilities close within 2–4 weeks from enquiry to funded. Factoring facilities can sometimes close faster. The exact timeline depends on the financing type, deal size, and how quickly we receive your documentation.

Lender pricing varies by product, risk profile, and structure, and we always show you the full cost before you commit.

For a first conversation, just your business name, what you're trying to fund, and roughly how much capital you need. To progress to a formal application, lenders will typically ask for two years of financials, recent bank statements, and details about the asset or use of funds.

Our primary market is Canada, but our lender network extends to the USA, Europe, Australia, and New Zealand. We can sometimes structure cross-border facilities or refer Canadian businesses to international lenders for specialist deals.

This is exactly the kind of deal we specialize in. Past credit issues, recent declines, or non-standard situations don't disqualify a business; we work with lenders whose credit boxes specifically accommodate complexity. The first conversation costs nothing; let's see what's possible.