Insights from the desk of a 35-year commercial finance veteran
Practical guides on financing, cashflow, and getting your business funded.
Getting a loan after a bank decline
A specialist lender mindset: what changes when you stop knocking on the same three doors.
How to structure equipment finance for tax
A practical look at lease vs. loan vs. hire-purchase for Canadian operators.
When factoring beats a bank line
Why receivables-based finance can outperform a traditional revolver for fast-growing B2B businesses.
Last resort borrowing - get advice before you sign
When your bank says no, the wrong loan can sink your business. Here is how to read the fine print, avoid onerous terms, and choose a facility that actually supports your strategy.
Prosper Through Turbulent Economy
Economic uncertainty is the new normal, but it also creates opportunity. Here is how Canadian business owners and entrepreneurs can build financial resilience, protect income, and position for long-term growth.
Subordinated Lenders: How Do They Work?
Most lenders want first position, but not all of them need it. Here is how second-position and subordinated lending works, why it exists, and how Canadian businesses use it to access capital without disturbing their existing bank facility.
Canadian Businesses Are Pivoting Away from U.S. Reliance
Trade tensions and declining export volumes are pushing Canadian businesses to diversify beyond the U.S. market. Here is what that shift looks like, and how government-backed financing programs can help fund international expansion.
The Challenges of Securing Funding for a New Business
Starting a business with limited personal capital is challenging, but not impossible. The difference often comes down to preparation, the right advisors, and understanding what lenders actually look for before you walk through the door.
The Key Benefits of a Business Line of Credit
A business line of credit is one of the most flexible tools available for managing cash flow, seizing opportunities, and supporting growth. Here is what it offers, and why it may be a smarter working-capital structure than you think.
Smart Equipment Finance with MCP
Acquiring equipment does not have to mean heavy upfront costs or strained working capital. McMillan Capital Partners offers equipment finance solutions designed to keep Canadian businesses moving, with flexible structures built around how your business actually operates.
Recalibrate, Refocus and Drive Forward
Running a business is relentless, but the most effective entrepreneurs know when to pause. Here is why intentional recalibration is one of the most powerful habits a Canadian business owner can build.
Powering Growth with AR Finance
As businesses scale, maintaining healthy cash flow becomes more challenging and more critical. Receivables finance offers a strategic solution, unlocking the value of outstanding invoices to provide immediate liquidity and fuel growth.